Qualifications

To qualify for homeownership through Community Home Trust, applicants must meet the following criteria:

  • Must earn 80% or below the area median income (AMI). Applicants earning above 80% and no more than 115% of the AMI are limited to buying unsubsidized property in our inventory.*
  • Complete the following (all of which are FREE):
    • One-Hour Program Orientation
    • Eight-Hour First-Time Homebuyer Education Class
    • One-Hour Financial Counseling Session
  • The Home Trust home must be your primary residence. No investors.
Household Size 1 2 3 4
80% of AMI $45,150 $51,600 $58,050 $64,500
115% of AMI $64,904 $74,175 $83,447 $92,719

*Income limits provided by HUD.

To apply, click HERE.