This fund provides no-interest loans to CHT homeowners in need of repairs and/or replacement of items related to the long-term sustainability of their homes. Payment assistance is available for items not covered by HOAs, insurance, or the Stewardship Program and prioritizes support for urgent and/or immediate needs.

Eligible Uses: 

  • HVAC repair or replacement
  • Roof and exterior maintenance (including gutters, paint, trim, etc.)
  • Hot water heater repair or replacement
  • Crawlspace Repairs
  • Mold Remediation
  • Plumbing leaks (including possible water damage)
  • Plumbing repair (e.g. faucet loose or not working, sewer back up, replacement of sewer line)   
  • Water/mold damage from exterior water intrusion or condensation 
  • Rot or deterioration of entrance stairs or deck/porch 
  • Electrical repairs 
  • Window/ exterior door replacement   
  • Dryer exhaust duct repair   
  • Tree removal (trees or large limbs that could damage house structure) 
  • Accessibility/mobility after accident  
  • Pest control issues/damage 
  • Other repairs deemed necessary for safe and healthy habitation 
  • Other repairs deemed necessary for the preservation of the home or affordability

Submit an application to the fund.

Questions? Contact Deputy Director Caroline Veloso Karras at cvkarras@communityhometrust.org or 919.967.1545 x309.

Learn more about the establishment of the fund and Robert Dowling, our former executive director, in whose honor it was established.