Candidates must meet the following criteria:
Must earn at least $45,000 per year and no more than 80% the area median income (AMI) for your household size.
*Applicants earning above 80% and no more than 115% of the AMI are limited to buying unsubsidized properties in our inventory.
Complete all program requirements and submit all required documentation, including updated documents as requested.
Must not currently own a home.
The Community Home Trust home must be your primary residence. No investors.
| Household Size | 1 | 2 | 3 | 4 | 5 | 6 | 7 |
|---|---|---|---|---|---|---|---|
| 80% of AMI | $71,200 | $81,400 | $91,550 | $101,700 | $109,850 | $118,000 | $126,150 |
| 115% of AMI | $102,350 | $117,013 | $131,604 | $146,194 | $157,910 | $169,625 | $181,341 |
* Income limits provided by HUD. Based on median family income (MFI) of $129,900. Updated on May 1, 2026.