Candidates must meet the following criteria:

Must earn at least $45,000 per year and no more than 80% the area median income (AMI) for your household size.

*Applicants earning above 80% and no more than 115% of the AMI are limited to buying unsubsidized properties in our inventory.

Complete all program requirements and submit all required documentation, including updated documents as requested.

Must not currently own a home.

The Community Home Trust home must be your primary residence. No investors.

Household Size 1 2 3 4 5 6 7
80% of AMI $71,200 $81,400 $91,550 $101,700 $109,850 $118,000 $126,150
115% of AMI $102,350 $117,013 $131,604 $146,194 $157,910 $169,625 $181,341

* Income limits provided by HUD. Based on median family income (MFI) of $129,900. Updated on May 1, 2026.